Christmas Trends, Demographics, Spending and Waste

Christmas Trends, Demographics, Spending and Waste Christmas is one of the most widely celebrated holidays by people all over the world, but what are the particularities of it in the United States? Who is celebrating it? How are they doing it? How much are they spending? And how might social differences shape our experience of this holiday? Lets dive in. The Cross-Religion and Secular Popularity of Christmas According to Pew Research Centers December 2013 survey about Christmas, we know that the vast majority of people in the U.S. celebrate the holiday. The survey confirms what most of us know: Christmas is both a religious and a secular holiday. Unsurprisingly, about 96 percent of Christians celebrate  Christmas, as do a whopping 87 percent of people who are not religious. What may surprise you is that people of other faiths do too. According to Pew, 76 percent of Asian-American Buddhists, 73 percent of Hindus, and 32 percent of Jews celebrate Christmas. News reports indicate that some Muslims also celebrate the holiday. Interestingly, the Pew survey found that Christmas is more likely to be a religious holiday for older generations.  While just over a third  of people ages 18-29 celebrate Christmas religiously, 66 percent of those 65 and older do so. For many Millennials, Christmas is a cultural, rather than a religious, holiday. Popular Christmas Traditions and Trends According to the 2014 National Retail Federations (NRF) survey of planned activities for Christmas Day, the most common things we do are visit with family and friends, open gifts, cook a holiday meal, and sit on our bums and watch television. Pews 2013 survey shows that more than half of us will attend church on Christmas Eve or Day, and the organizations 2014 survey shows that eating holiday foods is the activity that we most look forward to, after visiting with family and friends. Leading up to the holiday, the Pew survey found that  the majority of American adults- 65 percent- will send holiday cards, though older adults are more likely than younger adults to do so, and 79 percent of us will put up a Christmas tree, which is slightly more common among higher income earners. Though hurtling through airports at top foot-speed is a popular trope of Christmas movies, in fact, just 5-6 percent of us travel long-distance by air for the holiday, according to the U.S. Department of Transportation. While long-distance travel  increases by 23 percent at Christmas time, most of that travel is by car. Similarly, though images of carolers punctuate holiday films, just 16 percent of us join in the activity, according to Pews 2013 survey Studies also show that we are getting engaged, conceiving children, and deciding to get divorced more so on Christmas than during any other time of  the year. How Gender, Age, and Religion Shape Our Christmas Experiences Interestingly, a 2014 survey by Pew found that religious affiliation, gender,  marital status, and age have an impact on the extent to which people look forward to the  common ways of celebrating Christmas. Those who regularly attend religious services are more enthusiastic on average about Christmas activities than are those who attend less often, or not at all. The only activity that escapes this rule? Americans universally look forward to eating holiday foods. In terms of gender, the survey found that, with the exception of visiting with family and friends, women look forward to the holiday traditions and activities more than men. While the Pew survey did not establish a reason for why this is the case, existing social science suggests that it could be because women spend more time than men do shopping and visiting with or taking care of family members in the context of their everyday lives. Its possible that mundane and taxing chores are more appealing to women when they are surrounded by the Christmas glow. Men, however, find themselves in the position of having to do things that they are not normally expected to do, and so they dont look forward to these events as much as women do. Echoing the fact that Christmas is less of a religious holiday for Millennials than it is for older generations, the 2014 Pew survey results indicate an overall generational shift in how we celebrate the holiday. Americans over the age of 65 are more likely than others to look forward to hearing Christmas music and attending religious services, while those in the younger generations are more likely to look forward to eating holiday foods, exchanging gifts, and decorating their homes. And while the majority of all generations do these things, Millennials are the most likely to buy gifts for others, and the least likely to send Christmas cards (though still a majority do it). ChristmasSpending: Big Picture, Averages, and Trends More than  $665  billion is the amount the NRF forecasts  Americans will spend during November and December 2016- an increase of 3.6 percent over the previous year. So, where will all that money go? Most of it, on average $589, will go  to gifts, out of a total $796 that the average person will spend. The rest will be spent on  holiday items including candy and food (about $100), decorations (about $50), greeting cards and postage, and flowers and potted plants. As part of that decorative budget, we can expect Americans to collectively  spend more than $2.2 billion on about 40 million Christmas trees in 2016 (67 percent real, 33 percent fake), according to  data from the National Christmas Tree Association. In terms of gift-giving plans, the NRF survey shows American adults intend to buy and give the following: Clothing or accessories (61%)Gift cards or certificates (56%)Media items (books, music, videos, games, etc.) (44%)Toys (42%)Food or candy (31%)Consumer electronics (30%)Personal care or beauty items (25%)Jewelry (21%)Home decor or furnishings (20%)Cash (20%)Sporting goods or leisure items (17%) The plans adults have for gifts for children reveal the stronghold that gender stereotypes still have in American culture. The top five toys that people plan to buy for boys include Lego sets, cars and trucks, video games, Hot Wheels, and Star Wars items. For girls, they plan to buy Barbie items, dolls, Shopkins, Hatchimals, and Lego sets. Given that the average person intends to spend nearly $600 on gifts, its not surprising that nearly half of all American adults feel that exchanging gifts leaves them stretched thin financially (according to Pews 2014 survey). More than a third of us feel stressed out by our countrys gift-giving culture, and nearly a quarter of us believe that it is wasteful. The Environmental Impact Have you ever thought about the environmental impact of all this Christmas cheer? The Environmental Protection Agency reports that household waste increases by more than 25 percent between Thanksgiving and New Years Day, which results in an additional 1 million tons per week going to landfills. Gift wrapping and shopping bags amount  to a whopping  4 million tons  of Christmas-related trash. Then theres all the cards, ribbons, product packaging, and trees too. Though we think of it as a time of togetherness, Christmas is also a time of massive waste. When one considers this and the financial and emotional stress of consumerist gift-giving, perhaps a change of tradition is in order?

Business Law Research Paper Example | Topics and Well Written Essays - 1250 words

Business Law - Research Paper Example In the mid of 1970s, more than 400 companies of US origin having international footprints of were paying almost more than $300 million to different groups and individuals such as political parties, major politicians, ministers and the authorities that were holding power (Weiss 6). The renowned company, manufacturer of the world renowned fighter jet F-16 had paid personnel of foreign countries to show a tendency and preference for their product. In another investigation, it was reported that a famous company actually bribed the president of a foreign country, Honduras, to offer them discounted tax policy for their operations in that country. They give $2.5 million to the country’s president for a tax saving of around $7.5 million and another $750,000 to Italian official for allowing the import of the company’s products. When the president of Honduras raised the taxes, the chairman of the company was so depressed that he committed suicide. These were some important reason s which led to the making of this famous law which is now an essential for good corporate governance for any company. The act which was enacted by President Jimmy Carter was further amended in 1988 as the international anti-bribery law. Ethical Standing: Ethical behavior is strictly not a global standard at all. In some of the regions of the world, paying a bribe in terms of cash kickbacks and/or other tangible favours is still not considered an ethical or moral issue that can be termed as unlawful; rather it is just the ‘cost of doing business’ (Howell 1). The question here arises that should the bribe be paid or not. However, with globalization and emerging trade relationships ethics and corporate governance are gaining strong grounds. In most of the business schools, the faculty might be educating their future generations with adaptability and ways of working out with the situation. Mostly the reason they give of doing so is as they believe that the entire motive is the bottom line. So the fact that whether any particular business’s ethics should become accustomed to the local environment or become as a standard for its operations around the whole globe becomes a question mark in terms of ethics. Many of the business graduates and young managers give the argument, "When in Rome, do as the Romans do." In simple words, we should follow local/host country’s practices and assimilate according to their businesses customs if we have to build a successful and sustainable business environment. In Harvard Business School, a termed coined by two leading faculty members of business ethics, Joseph Fletcher and James Adams, was "situational ethics," which was based on bendable and realistic approaches towards such complex business dilemmas (George 1). Perhaps, most business tycoons do follow it as well and that is why they have been very successful. The corrupt systems and politicians with big wide open mouths are ready to swallow dollars for each tiny task they can control. Foreign corrupt practices are an umbrella to guide the businesses when they start operating globally. When businessmen talk about the â€Å"business ethics† they typically refer to one of three aspects: Keep away from breach the ‘criminal law’ in their work-related activities Stay away from actions that might result in civil law suits against them or their businesses Avoid any

The Man Who Knew Belle Starr and A Good Man Is Hard To Find Essay

The Man Who Knew Belle Starr and A Good Man Is Hard To Find - Essay Example This is completely unplanned and just a matter of convenience. However he is surprised at a later turn of events in which Belle attempts to murder him. At this moment, McRae adopts a repentant attitude. This chance of near death evokes in him painful memories. He regrets his failures and undoing. (Richard). The plot depends largely on chance. The author gives scenarios which force the characters to act in particular ways despite wishing to do otherwise. A Good Man Is Hard To Find In A Good Man Is Hard to Find, the plot grows out from the characters. It is the insistence of the grandmother that makes the family temporarily alter the main route of the journey. What the others do not appreciate is the woman’s determination to permanently alter the destination. They had intended to travel to Florida which the grandmother so much detests. After the failure of her preference of holidaying at Tennessee, she wittingly convinces the rest to join her to visit an old house. By her incess ant talking and commenting, she is able to direct the feelings and desires of the travelers. Despite the existence of the old house in Tennessee, her nostalgia for the old memories makes her suppose it is within Georgia. She finally accepts after her directions fail to reach the desired decision. Of course had she not insisted the incidences that follow would not have occurred. The author uses the old lady to develop the plot. It is by her reluctance that they finally end up using that street. (Flannery) Further the she is the covert consequence of the accident. It dawns on her that her directions were misleading and to remain relevant she attempts a forged reaction. It is this reaction that upsets her cat causing the...In A Good Man Is Hard to Find, the plot grows out from the characters. It is the insistence of the grandmother that makes the family temporarily alter the main route of the journey. What the others do not appreciate is the woman’s determination to permanently alter the destination. They had intended to travel to Florida which the grandmother so much detests. After the failure of her preference of holidaying at Tennessee, she wittingly convinces the rest to join her to visit an old house. By her incessant talking and commenting, she is able to direct the feelings and desires of the travelers. Despite the existence of the old house in Tennessee, her nostalgia for the old memories makes her suppose it is within Georgia. She finally accepts after her directions fail to reach the desired decision. Of course had she not insisted the incidences that follow would not have occurred. The author uses the old lady to develop the plot. It is by her reluctance that they finally end up using that street. Further the she is the covert consequence of the accident. It dawns on her that her directions were misleading and to remain relevant she attempts a forged reaction. It is this reaction that upsets her cat causing the driver, Bailey to lose control out of the panicking reaction of the cat. Indeed Bailey softness facilitates the plot. He is implored by the children to temporarily alter the route. He is also presented as an unsteady driver. He loses control merely by a cat’s reaction. It is not lost on the audience that the cat has been living with the family and is no stranger.

Space For The New Orthopedic Service Line

Space For The New Orthopedic Service Line Before the decision to build is determined there are several mitigating factors that must be considered first which are: creating customer surveys based on more defined community interest, doing market research to see the location to build the facility, taking time with the other specialist or constituent groups to listen to their input on building the facility given their past knowledge, taking time to focus on the other nonprofits within the city and the state to analyze their strategic positions, and any other knowledge source that can be utilized to make the best decision on building the medical office. The consideration to focus would be to meet the needs of our possible primary customers or patients, any supporting current customers, professional medical staff, board members of the hospital or medical group in order to meet the expectations of the five year strategic plan. Another decision could be to focus not on having patients come to us but building the office in neighborhood communities which is the new focus for building smaller medical office next to shopping which makes it more convenient for patients. In reviewing the advantages of building the new facility there are slight amounts given location of the facility such as if the facility was built on campus it would cost an estimated amount of $600,000 versus the facility being build next to the campus which is a slight increase of $700,000 which is a difference of only 100,000. By building a secondary facility there would be additional cost for building an additional MRI which would be approximately $3,000,000 however, the off-set would be additional patients could utilize the MRI which would increase revenue. By building the facility the physician group is able to use the concept of build-to-suit in order to design a facility that has the capability to focus on space efficiency and maximize productivity. When mapping out plans for building a facility one aspect is the cost of per square foot to focus on. So if our medical office is between 6,000-7,000 and $350.00 per square foot which includes the land purchase price which would equal maximum of $2,450,000. However, if we build an office that is 10,000 square foot the price drops by $200.00 per square foot which then equals $1,500,000 which would be less than the first amount the better decision would be to build the 10,000 square foot building so in essence there would be more building at less cost and room to expand. When a medical institution is considering expanding it is highly essential to focus on the four areas listed below: Quality and Safety Service Excellence Staff Achievement Growth and Profitability By building a facility the focus will have a stronger success rate given the individualized location and being able to have a bigger impact based on being blended in with the hospital numbers. If the building were built the classes attendance might increase to >75% and the CMS orthopedic indicator set could also increase to >90th percentile which would specifically improve the quality and safety focus. By being in a location that is accessible by patients the best marketing tool is by word of mouth of the patients and they might be likely to increase the score of this measure of >90th percentage as well as the physician satisfaction score which all in all would meet the service excellence measures of the facility given the location the building is built in. The other aspect would be having a close medical office that specializes in orthopedics might decrease consensus of the hospital by decreasing the surgeries which is at 14,800 and decreasing the number of ER visits which is currently 36,100 which in turns would increase revenue of the medical office. By branching off from the hospital and building a facility the physician group would start from the beginning and higher the best orthopedic nursing staff to care for the patients and given the positive environment of the new office the retention rate of the staff would increase to >90% which would improve the staff achievement measures. Lastly, the surgical cases could increase to over 2100, and the physical therapy visits could increase to over 6,500 given the size of the building and amount of physicians of therapists that were hired to care for patients. This would in-turn increase the margin of greater than $2,171,500 which would exceed the growth and profitability measures. Another measure to focus on is the tax factor because a business can deduct the taxes taken out on the structure on an annual basis which can be a great cost savings including deducting interest on the purchase loan, property taxes and other qualifying expenses. Building this medical office it would implement a successful strategic plan outlined in the boards five year plan and increase not only in volume and improved financial performance for the hospital business. It will in-turn increase services offered to the community by using the most advanced approaches to prevent, or diagnose, including treating disease processes impacting thousands in the community. b. BUYING SPACE FOR THE NEW ORTHOPEDIC SERVICE LINE. Advantages of buying would include the tax benefits for example the interest on property taxes including mortgage could be tax-deductable and the investment property alone could possibly depreciate and the costs included with owning this type of space deemed as commercial could also be tax deductable. When buying a pre-existing building it gives more opportunity to convert the space to the business needs which can include building onto the existing property, or reconfiguring the property for a better business flow effect or even removal of certain parts of the property. The tax factor would also include any type of improvements that are made to a commercial real estate investment could be deducted for up to 39 years. A depreciation of a building could be taken into account for 39 years as well which is another advantage. If the building is purchased for $251,000 and say the land it stands on is valued at $61,000 then the company could write off a bit less than $5,500 annually. The annual interest can also be deducted on the purchase loan, any type of property taxes and additional expenses that qualify under tax codes. When borrowing money for a commercial investment from any lender the percentage could be between 60%-80% or even higher given the increase for being medical users which could be up to 90% for a acquisition cost or project cost which can require a type of investment of the left over cash and stipulate that the difference in cash be reinvested in the business anywhere between 10%-40%. A bank lender could require a higher down payment but in exchange include a reasonable borrowing term would be negotiated in the contracts. The advantage to buying a commercial building is that a bank lender looks at owner-occupied type businesses in a medical capacity more favorably and would grant the request for lending. In buying a commercial building there would be no rent adjustments and the mortgage would be a set amount each month so that there is a clear idea of any costs in the future. The fixed/variable cost factor is costs that would be set especially if the fixed-rate type of loan was issued for the property. As a selling point to owning commercial property if the value of the property has increased that is another advantage for making increased profit. The appreciation factor is considered a second business for example it could be considered real estate investing by the company. If there is additional unused space the decision could be made to rent out parts of the building to outside opportunities to create additional income from the rent of those parties. c. LEASING SPACE FOR THE NEW ORTHOPEDIC SERVICE LINE. Leasing advantages to physicians could be a great opportunity for using the finances to invest in the latest and greatest medical technology of equipment or computerized electronic medical record systems instead of using cash for building or buying a medical office and having cash tied up in investment properties. Leasing is better on a business cash flow because when purchasing occurs there is a large amount of finance tied up in the equity of the building itself. By leasing advantage it really wont require a large amount of capital to start. By having this money available which is known as working capital it opens the door to new opportunities that can arise in the future. When leasing a building it makes it simpler to be able to move into prime locations in the future such as a neighborhood medical office mixed in with shopping malls and this in-turn will eliminate the task of hiring a real estate agent and all that is involved with selling the property before vacating. By leasing the medical office building the money paid in the lease could possibly be used as a tax deduction. Using the cash outlay factor effect the company would not have to put forth much money as it would if building or buying a medical office. The growth factor would focus on if the space is outgrown given the amount of patients seen by the physicians in the medical office within the five year plan then the decision could be made to purchase or buy a larger building. If part of the building was leased to several different businesses and the owner was occupying part of the building than it is money in the bank by vacating that particular space and moving to a larger one but still having other businesses resume the open space. In some instances if more space was needed to expand and the office space was available by the owner then leasing more of that medical office space could be an opportunity to expand without the cost of purchasing a building which would eliminate the cost of moving. 2. DISCUSS THE DISADVANTAGES (LIABILITIES AND RISKS) FOR EACH OF THE FOLLOWING OPTIONS: a. BUILDING SPACE FOR THE NEW ORTHOPEDIC SERVICE LINE. Part of building the facility takes into account the site selection either on the hospital campus or off campus and analysis, any land development and regulatory approvals that must be followed, management of the design professionals and consultants specific to technology. The most important piece would be the knowledge of medical office building designs and the appropriate licensing and permit requirements by city and state required could be costly by having to hire the professional that has up to date knowledge and experience. Another important aspect is the regulatory approvals based on healthcare facilities and any start-up requirements mandated specifically to specialized practices such as orthopedics to include day surgery or procedures and radiation MRI buildings that could be a costly disadvantage. All of these specialized areas could be a building disadvantage if the wrong person is making the decisions because fines and penalties could be imposed if there are mistakes. Another piece to consider is the cost of construction companies to build the office which could be decided by requesting competitive bids from the construction companies and then choosing the best bid for the job given the specifications of the project. The bids themselves could be a disadvantage because of the time it takes to get the bids needed in order to make the decision. The other price to focus goes with construction such as the producer price index of materials. As the economy improves in society the price of the finished product could increase based on increased cost of materials. Building a facility is really the deployment of capital that is being considered on all aspects of this project and is seen as a very large disadvantage because the capital is tied up. The growth factor cold be a disadvantage given today buying a building is the current need and maybe attractive to the business at this time. However, this disadvantage cant predict 100% what the business will need in space or the growth in the next 5-10 year span. Time is money and the disadvantage of building would mean that there would need to be made contracts of negotiation created and signed for not only the construction company that will build the facility but also the companies in which the materials to be used would need contracts specific to price and the negotiation that would need to occur for pricing. These contracts would need to be negotiated so that both parties come to agreements on the terms and this could take up to 90 days to complete in some cases. b. BUYING SPACE FOR THE NEW ORTHOPEDIC SERVICE LINE. Buying disadvantages would be there would be more upfront costs than expected. The initial capital would include a down payment, and the possibility of improvements to property which increases cost and this would include any type of property appraisals and maintenance costs. There should also be an analysis of the cost of this opportunity of the money being spent and what other options are available if the buying of the medical office wasnt an option which if an analysis wasnt completed then this could be seen as a buying disadvantage because all options werent considered. There could be a possibility on the property balance sheet that could result in restrictions of future borrowing which can be the result of this real estate debt owed. This in-turn complicates things by making things difficult to change the business based on any type of market trends in the future because of the capital being tied up in real estate. By buying this could take the physician group time to purchase the exact property needed based on business purposed and this would restrict practices until the building was found and purchased. In medical offices today the location is essential and by owning the building a large disadvantage would be making things difficult to follow market trends and move to locations that are more convenient for the community and for the business. By owning the building this creates unforeseen operational costs and time and energy in maintaining the building and the existing property surrounding the building. This can be very costly and deter from business with time and money. If the decision was to lease out part of the building then that is adding a whole other amount of expenses that is unforeseen into the process. There would be additional expenses in being a landlord as well owner of the building. The cash outlay factor would be another disadvantage given more money would be needed in order to purchase a building instead of leasing. c. LEASING SPACE FOR THE NEW ORTHOPEDIC SERVICE LINE. Leasing disadvantages would include costs that are unexpected such as possible rent increases especially during the time in which the lease expires. Sometimes in the leasing contracts there could be an allowance of annual increases includes based on the consumer price index that if not pointed out could be extensive. By leasing there is a restriction based on the space and it adapting to the needs of the business there might not be room for expansion. When the business needs expansion and the space is limited there is only one choice which is to vacate which means if the lease or contract is for a period of time and the need of the business is under that amount of time then by the terms of the contract there would be fines and penalties involved if vacating before the expiration date of the contract of the lease. The fixed/variable cost factor is a large disadvantage based on the market trends especially when the lease expires. The huge disadvantage to leasing is that the business will be dependent on the landlord and what they are willing to change or modify for business needs. One piece a landlord owner can do is to terminate the contract lease if they have other plans for the property such as selling. Leasing a building is not an easy one given the market trends, the tax involved, and the financial analysis that would need to be completed before this decision to lease a business building was complete which takes time and money. An owner of a medical office can be forced to increase rent of the leased property to meet fair market value in adherence of Medicare regulations. Another disadvantage is regarding the fact of it being a medical office and the negotiated contract of a long term lease which varies between 5-15 years to estimate the improvements that can be costly to the building which are known as all-inclusive contract leases and triple net contract leases which means that the cost of the operating expenses in be changed to impact the physician group that leases the building which can be very much a huge costly disadvantage. 3. RECOMMEND WHAT YOU CONSIDER TO BE THE BEST OPTION FOR THE FACILITY. The recommendation regarding building, buying, or leasing a medical office would be to focus on clear objectives in the first step of the analysis. The impact of the decision will affect the finances of the business and any relationships with vendors and customers. The list of objectives needs to be compiled to identify all aspects needed for ownership versus leasing. By analyzing this information it could bring forth aspects that werent previously considered at the onset of the beginning which can change the overall decision. Some of the facts to consider in the recommendation are: Cost Control: When needing office space this is considered due to the change in market trends and business strategies as far as where the business needs to change or improve or expand. Businesses when making these type of decisions usually have capital to invest over long terms. However, if buying a building the structure itself, may need updates or improvements which would decrease the amount of capital for the improvements to occur. Location of the building: Business successful is highly dependent on the location of services it offices to the community. One of the critical factors in physician practice today is the accessibility and proximity for the patients which can justify paying a larger lease of office space based on this factor. If the building is bought or built and the areas that surround it is less desirable for patients then, the decision to resist any long term agreements might be considered. In this type of situation a lease would be more desirable based on the open door of being able to relocate to another facility when the business needs change. Expansion is another factor to consider based on the needs of the community and the business needs. If a lease was signed then the permission to expand or alter the building would need to be made by the owner and the costs of those changes would be based on the negotiated contract terms that were signed at the start. By owning the structure the difference is it makes it easier to change the space of the building without going through a landlord. Tax advantage focus would be to consider the current tax laws of the state and have the ability to shelter any type of taxable income. The write offs are increased over the last 20+ years including annual operating losses to be claimed that can no longer be used to off-set other taxable income as it was in the previous years. The losses that occur can possibly be used against real estate ventures and brought forward in order to still save on the taxes. The advantage could be that any revenue of the real estate itself could be taxed at the capital gains rate of return and this could be in fact lower than normal tax rates. In all there is tax advantages of real estate property that is owned versus leased but the entire decision should not be solely based on the tax factors. When leasing a property the related occupancy cost including rent, could be tax deductable for some sort of a tax reduction. The ROI (Return On Investment) has shown that physician groups have been disappointed at the retirement age because of lack of equity in the business. Several factors include property overpayment, property that has been leveraged over, lack of maintenance on the property, and unknown market conditions based on the economy. If an appraisal is done properly before the building is purchased it would show the current fair market value, financing that is lending favorable to a bank institution, and ways for equity build up on the property in question. If owning the building there is a way to make debt service payments each month, which in-turn increases the equity of the property by reducing the principal debt. By leasing the property instead of buying there is no concern regarding equity that is lacking or principle debt needing to be paid off base dont eh negotiated contract terms of the loan. By leasing the up keep of the building is the responsibility of the owner not the tenant that leases the building. Finance numbers should be evaluate by a CPA (Certified Public Account) to prepare a type of financial projection that can show costs associated with leasing the building versus purchasing the building or building the structure. This estimation will be needed in the event the decision to purchase a building is decided. This report can show income that is taxable or at a loss and can also show the cash flow analysis of what payment is needed is bought, built or leased. Negotiated contract terms are considered in all three aspects of building, buying, and leasing. These contract terms show financial lender rates and terms for financing or they can show terms based on leasing from the owner of the building structure. Recommendation would be to lease the building structure in order to have capital in reserve. By engaging a design architect and estimate costs of any renovations needed in advance gives a better picture of what is needed in finances to start. Given the opportunity to change based on market trends and location is appealing and an option based on leasing the space of an office building. In reviewing the fact that an OB/GYN specialty group was not successful in a previous attempt allows for a trial period to show if the needs of the community will be met with the orthopedic office. If the market trend in times shows that the need is not as anticipated as expected then it is easier to terminate a lease then selling an office building. Any costs associated with leasing is not always the tenants responsibility this can be an advantage based on the negotiated contract terms of the lease and maybe the costs could be shared or possibly a negotiation of several months of rent would not need paid while the physician group paid for the necessary changes to the building based on the business. By giving the orthopedic practice time to access any long-term goals, and focus on cash requirements needed weighed against the risk of long term building ownership the decision to else would increase revenue to invest in new technology equipment and computer electronic medical record systems. The lease option would in-turn free up some of the capital for other type of business investments to increase revenue. Given the unpredictability of the current economy, loss of jobs for people in the community which amounts to loss of healthcare coverage which in-turn is loss of business for the orthopedic practice. It is better to make a temporary decision to lease a facility and see what the community need will be in 5 years from now.

Hero Speech

Hero Speech When we hear the word â€Å"hero,† it usually brings up images of super men or super woman. The super powers, sweeping in and saving humanity from villains and natural disasters, but when I hear that word, in my mind’s eye, I see my father. The word â€Å"hero† to me is full of arguments, small, quiet, stable, yet profound ways of making impacts and changing lives. A hero puts his best self forward and uses compassion, kindness, empathy, and non-violence to serve humanity, whether that is the entire world or his immediate family. Service without expectation of material gain or recognition is a true act of heroism.Father and daughter relationship is one of the most important relationships on earth. But many fathers often underestimate their importance in the lives of their daughters, doubting their significance and influence and often withdrawing much too quickly from the essential bond formed in childhood and adolescence. When a father checks out, whe ther that is through physical and emotional absence or abuse of any kind, his daughter’s sense of self-worth, ability to have healthy relationships, mental health, and ability to strive and achieve can profoundly suffer.My father Jaime Ignacio is the most awesome and very kind man in the universe. I am very proud to have him as my father. Even though we lost my mother a year and eight months ago, he did his responsibility perfectly. I know that he is hurting inside but staying strong for us. On the contrary, there is so much in life that I have learned from my Dad. He was in many ways a simple man, but yet he had strong values that he passes down to me. I am incredibly fortunate to have him as a father, and sometimes, I wonder what I did to deserve this blessing.Throughout my life, my father has been a stable, loving presence, supporting and guiding me through my trials and tribulations, sharing in my triumphs, and being a shining example of how a man should act at all times and in all situations. Even though we have some misunderstanding we still work things out, and never let it become a reason for us to lose our great bond. My father is known for his generosity and understanding. I only hope that someday I can repay him for all he has done and continues to do for me. He is the ONLY HERO IN MY LIFE and no one can replace him. EVER.

The Relationship between Medical Technology

It Is Important to study biochemistry if you want to be a medical technologist, because it is a basic knowledge required in a clinical practice. It is an Important building block if you are going to study medicine. Biochemistry discusses the chemistry of various body portion Like the blood, urine or any other fluids, since medical technologists analyze those to determine a disease.Biochemistry will help medical technologists understand physiological disorders and diseases. In geochemistry we study about the cell It's parts, functions and chemical reactions, a medical technologists should understand the cell because It Is the cell, which Is being observed whenever someone Is trying to figure out what Is wrong with his or her health.There Is what we call the â€Å"CB† or complete blood count this Is an evaluation of the red blood cells, white blood cells and platelets, If you know nothing about cells it will be impossible for you to figure out what is doing okay and what is not, if there is a difference or if something is wrong, if you don't know about all the acacias then you can not perform your job as a medical technologists well.There are many other test associated with the cell so it is important to know about basic properties first before moving into much advance subjects so that you will have a guide or you can prepare yourself or at least you already have an idea on what you will do. Also we study about carbohydrates, learning and understanding carbohydrates is essential so one medical technologists can monitor your blood's glucose level, to know if you have diabetes or not. Because high level of glucose is usually a sign of diabetes.Proteins is also one of the lessons being taught in biochemistry Protein builds, maintains, and replaces the tissues in your body. The right amount of protein is important in our diets, for growth and repair, and also protein is a important building block in the body. Proteins can be antibodies, hormonal, enzymes and c ontractile proteins, so that is why I think it is a must that medical technologist know about it because it provides structural support and it is a defense against germs and infections.Lipids is also being discussed, it is important o medical technology because it is the bulk of a living matter is made up of lipids, Lipids carry fat soluble vitamins and form special bimolecular. Lipid imbalance can lead to serious diseases like obesity and atherosclerosis. Break down of fatty acid produce energy, excessive breakdown cause ketosis, acidosis's, coma and death. And It Is the Job of a medical technologist to figure this out before things become worst. Biochemistry talks about nucleic acids about DNA and RNA and etc. Tests of DNA and RNA can be used to find most of the conversions found by cytokine tests. They can also find some conversions or change Involving parts of chromosomes too small to be seen under a microscope with usual cytokine testing. This type of advanced testing can help classify some leukemia and, less often, some sarcomas and carcinomas. These tests are also useful after treatment to find small numbers of remaining leukemia cancer cells that may be missed under a fluids because Medical technologists are known to perform and analyze the results of complex scientific tests on blood and bodily fluids.One of the MAJOR subject a tech student would encounter is homology and I like to believe that biochemistry will serve as a guide for us to be prepared and have basic idea about that subject. When something is wrong with your blood, it can affect your total health. That is why it is important for a certain mediate to know or analyze so he/ she can deliver test results to a doctor or patient. And of course there is urine, urinalysis have, for hundreds of years, been one of the ways physicians have looked at health, studying urine might not be the best thing to do but it will all be worth it in the end.One should be accurate and analyze things well and I t hink everything will Just be fine. I know there is a lot more because after doing this I concluded that maybe biochemistry is one of medical technologies bestrides because they are so much alike and it comes hand in hand. After doing this essay I realized that biochemistry is not Just something you should be â€Å"easy easy' with because it will play a major role in those major subjects that doesn't sound easy, I'm glad this serves as an eye opener for me to do my best, listen and study really well.

Global Warming Is Not Occuring - 1035 Words

Our Earth, the single known planet that supports life in the vast universe is said to be in crisis due to a phenomena known as global warming, luckily, this is just not the case. There are many sides on this debate, some say that the Earth is indeed warming, however some contend that this is not so, furthermore others are not sure about which side they are entrusting the Earth too. My standpoint on the heavily heated and controversial issue is that Global Warming as defined by its proponents is not occurring. I affirm that the Earth goes through natural warming and cooling trends. Global Warming as defined by its supporters would be a rising in the temperature of the entire Earth due to human activity increasing the amount of greenhouse†¦show more content†¦Edmund Contoski wrote the article â€Å"Global Warming, Global Myth.† Global warming is in fact a myth that has been created by liberalist and is no different than the red scare that has occurred in the past, a s upposed problem blown out of proportion by the mainstream media networks. As stated before the Earth goes through natural warming and cooling trends, one of these trends known as El Nià ±o, which is a change in currents in the Pacific Ocean, which increase the temperature. Mankind the supposed source for all of our Earth’s climate problems does not even contribute 5% of the total carbon dioxide gas in the atmosphere. Carbon dioxide is one of the main gases in the evil world-ending group known as greenhouse gases. In actuality, humans only produce about 3% of the carbon dioxide in the atmosphere leaving the other 97% percent to nature. Some of the worst offenders are not cars or factories, not even leaving the lights on in your house but in fact is the wetlands; yes the wetlands. The very same wetlands that have earned multiple groups begging for their protection because they are environmentally necessary are producing more greenhouse gases than all human activities combi ned. Termites are also bad for the environment, not for the fact that they destroy your home but the fact that they produce ten times more carbon dioxide then factories and automobiles. Volcanoes and Yellow Stone National Park also add to these totals. However, with all of the talk aboutShow MoreRelatedEssay about Global Warming Is Occuring Because of Mankinds Consumption786 Words   |  4 PagesGlobal warming seemed to be a pile of malarkey. 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Instead, molecules in our atmosphere called greenhouse gasses absorb the heat. Greenhouse gasses include water vapor, methane, ozone, nitrous oxide, andRead More Changes In The Earths Environment Essay2133 Words   |  9 Pages Changes in the Earths Environment The 20th century, especially in the second half, has been one of rapid change in the Earths environment. The impact of humans on the physical form and functioning of the Earth have reached levels that are global in character, and have done so at an increasingly mounting speed. 20 years ago the environment was seen as posing a threat to the future of humanity as death rates from natural hazards had increased dramatically since the turn of the century. The EarthRead MoreEssay on The Mallee Region of Victoria1653 Words   |  7 Pagesa variety of biomes: desert, aquatic (wetlands) and grassland. When joined with the Wimmera region, the area is known to hold 25% of Victoria’s wetlands, creating a home for a diverse array of fauna and flora. !!!!!!!!!!!!!!!!!!!! -How could global warming affect the area and food production? Are there any innovations in the area to help deal with climate change and the increasing scarcity of resources? (such as covered irrigation channels, wind power, reducing carbon footprint†¦?) Regional ClimateRead MoreThe Little Ice Age : A Period Of Cooling3721 Words   |  15 Pagescentury. However NASA has defined The Little Ice Age as a cold period between AD 1550 and AD 1850, in which there was 3 particularly cold periods in this time. The timing of The Little Ice age is not the only uncertainty as the areas affected by the global cooling is also widely debated. Though it generally agreed that Europe and North America experienced cooling from the little ice age as they were subjected to much colder winters than during the 20th century (H.H. Lamb et. Al from Environmental HistoryRead MoreHow Transport Engineering Improve Inter Urban Goods Movement3615 Words   |  15 Pagesof urban goods and business traffic. (Daniele Patier 2008) 1.2 Rail freight But rail, having its own segregated right of way, is immune from delays extraneous to its mode of operation, whereas cars are liable to be caught up in the increasingly occuring traffic delays. Although the use of a car is usually cheaper, they take longer and their journey times cannot be guaranteed and can be stressful for the driver. The rail infrastructure is frequently seen as environmentally friendly compared toRead MoreImportance of Oceans4849 Words   |  20 Pagesto overfishing, economics and management practices. Fish are caught in a variety of ways, including one-man casting nets, huge trawlers, seining, driftnetting, handlining, longlining, gillnetting and diving. 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